Software for your money that doesn’t want your data

CyberBeans builds personal finance and account tools. They are made to be useful without collecting more about you than the job requires.

Most budgeting apps are funded by knowing things about you. These are not. There is no advertising, nothing is sold on, and the tools are built so that data nobody needs is never stored in the first place — not hidden behind a setting, simply absent.

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  FinBeans

  Budgeting that shows what is coming as well as what happened. Connect a bank and it works out the bills and pay that repeat, so a large charge is on the calendar before it lands.

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  AuthBeans

  One sign-in across CyberBeans apps. Your password reaches this and nothing else: the other apps are handed a token and never see it.

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  A password manager Planned

  Not built yet, and listed here because it shapes what the others do rather than to suggest it exists.

How this is paid for

Bank connections cost money per connection, so eventually FinBeans will too. That is the whole model. An app that reads your bank statements and is free to use is being paid for by something, and it is usually you.

Where it runs

On our own servers, not somebody’s platform. Bank data is reached through Plaid, which is the only practical way to talk to banks; what that means in detail is written down rather than summarised.